By delivering real-time transactions for all market participants, you can bring new benefits to businesses and customers, and ensure a quick flow and safety of payments wherever they are needed, through a variety of payment instruments and methods.

Instant Payments
Join the digital revolution of real-time transactions, delivering convenience, control and security to all

Edgars Bremze
Lead strategic product manager, Payments
Instant payment solutions
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Instant Payments for Nordic & EU Banks
Solution for financial institutions, enabling real-time transactions via open APIs & ISO20022 standards
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Instant Payments for Central Banks
Build secure, interoperable instant payments infrastructure with Tietoevry's API-driven solution.
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Instant Payments for Participants
Launch real-time products/services with our SEPA ISO 20022 instant payments platform for the connected commerce world.
Instant payments: cornerstone of a future digital payments ecosystem
The continuing decline in cash use is the main driver of instant payment solutions. As user adoption of non-cash solutions grows, so pressure rises on central banks and payment providers to offer more convenient and cheaper alternatives, including new payment methods.
Our insights

Digitalization / 7.10.2025
Agentic commerce: all change for payments?
New research from Tietoevry Banking and Celent predicts e-commerce agents will transform how people shop and pay online, with almost 20% of e-commerce undertaken via agents by 2035.
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Digitalization / 7.10.2025
Banks beware: e-commerce to double by 2035
A new report by Tietoevry Banking and Celent predicts European online payments will double over the next ten years to exceed $1 trillion.
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Digitalization / 7.10.2025
Why A2A will create a banking tech battle
A new report from Celent and Tietoevry Banking predicts a coming battle between payment rails and infrastructures across Europe, a battle that will be decided by users – both consumers and merchants.
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