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Card Suite - payments software platform for Banks

Decrease operational costs and bring new issuing, acquiring, and financial product ideas to life faster with a modernized cards software platform.

Modern card and payment software

As the world of payments is challenged by ever-growing customer expectations and increasing regulatory requirements, financial institutions are struggling with legacy card software solutions that are expensive to maintain and slow to follow market trends.

Our expertise in replacing outdated systems enables a seamless migration to agile, cloud-ready solutions. This modernization enhances operational efficiency, allowing banks to better serve customers and launch new payment products quickly. Our platform provides comprehensive life cycle management for card issuing, merchant acquiring, switching, clearing, and settlement solutions tailored for financial institutions in Nordics, Europe, Asia, Africa and beyond.

Tietoevry at your service

Tietoevry Card Suite solutions

Increased process efficiency of agile systems allows you to scale business volume efficiently, saving time and boosting profits.

Accelerated growth

Increased process efficiency of agile systems allows you to scale business volume efficiently, saving time and boosting profits.

A flexible and highly configurable platform allows you to promptly change to existing operating procedures, integrate with other systems for faster time to market and control of your services.

Greater control

A flexible and highly configurable platform allows you to promptly change to existing operating procedures, integrate with other systems for faster time to market and control of your services.

Our 3 decade experience in the real-time card payments gives us competitive edge in payments arena. This enables the modular, open API platform to bring value added services in issuing and acquiring.

Leveraging experience

Our 3 decade experience in the real-time card payments gives us competitive edge in payments arena. This enables the modular, open API platform to bring value added services in issuing and acquiring.

Key features of Card Suite

Unified platform

A single platform that works across multiple channels, including e-commerce, mobile, ATM, POS, and IoT. It supports the transition from batch-based to an instant environment and creates new value-added opportunities for card and financial products and services.

Acquiring solutions

Complete management lifecycle support for payment acquiring in a secure and compliant environment. Our solutions cover modern merchant and channel management, transaction processing, clearing, settlement, dispute resolution, and fraud management.

Issuing solutions

Flexibility in issuing and managing various physical and digital payments. The platform supports product portfolio management, personalization, authorization, transaction processing, and risk management to adapt to different business models.

Switching and clearing

Highly configurable and flexible switching and clearing management solution. Ensures dynamic and responsive business rule creation and maintains a stable service for high transaction volumes with reliable authorization processes.

A cloud ready SaaS solution

The cloud-ready card suite supports major cloud providers and can be delivered as a public cloud or a SaaS model, tailored to customer needs. Leverage our experience in hosting mission-critical systems with 24x7 support and high SLA standards

Card platform migration: change is here

Card payments remain a top choice worldwide, driving an urgent need for banks to modernize card platforms. With two-thirds of banks already migrating, it's no longer a question of if but when. Get the report to stay ahead in the evolving payments landscape.

In the spotlight

Revolution in Paytech: processing huge transaction volumes in Kazakhstan

Case study: Our Card Suite platform supports thousands of transactions per second making Kaspi the biggest industry player in Kazakhstan.

Read more

Report: 8 in 10 banks now engaged in card system modernization

Tietoevry Banking reveals that most European banks are now engaged in migrating away from legacy technologies and towards modern systems.

Read the report

Major systems’ upgrade for Serbia’s payment processor Chip Card

Implementing an upgraded switching & clearing solution, improving clearing services, eliminating downtime risk and reducing costs.

Read more

Cards insights

More insights in a series of blogs and case studies

Learn more

Things to know

The Card Suite is a versatile software platform for managing the full lifecycle of card issuing, merchant acquiring, switching, clearing, and settlement solutions. It's used by financial institutions to modernize card operations and improve efficiency.

The platform supports card issuing, switching, acquiring, fraud management, dispute management, e-commerce, and mobile payments.

It offers comprehensive fraud management through real-time monitoring, configurable rules for prevention and detection, ensuring secure and reliable transactions.

Yes, it complies with industry standards such as PA-DSS, GDPR, and meets the requirements of Visa and Mastercard, including 3-D Secure.

The platform can be deployed on-premises or as a Software as a Service (SaaS) solution on cloud, tailored to customer needs.

It manages cardholder registration, product management, card issuance, lifecycle management, and authorization services, supporting Visa and Mastercard schemes.

It manages merchant registration, POS, and ATM services, covering the full acquiring lifecycle including transaction processing, clearing, settlement, and fraud management.

Yes, it is highly configurable to suit multi-bank and cross-country requirements, ensuring seamless operations across different institutions.

Yes, the platform can be deployed on public cloud infrastructure or as a SaaS model. It leverages extensive experience in hosting mission-critical systems in both private and public cloud environments with 24x7 support and high SLA standards.

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Shape the future

Whether you are a strategist, coder, analyst, or a future-enthusiast, you will find a home at Tietoevry. With us, you can make your mark and shape the future.

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